The Americans are unsure if they are eligible for the Internal Revenue Service’s (IRS) $6,600 tax credit. Updates about credits and possible refunds have raised expectations for higher payments as well as doubt as tax season draws near. But what is this tax credit of $6,600? Who is eligible? How do you assert it?
What Is the $6,600 IRS Tax Credit?
The $6,600 tax credit in question here is not a lump sum credit. It probably is a series of tax credits, particularly for families and low- to middle-income earners. Two of the largest tax credits that account for this amount are:
Earned Income Tax Credit (EITC)
Child Tax Credit (CTC)
If you are eligible for both, your combined refundable credits may total $6,600 or more based on your income, number of dependents, and filing status.
1. Earned Income Tax Credit (EITC)

The EITC is a strong credit intended for working individuals and families with low to moderate incomes. The amount you can claim depends on your income and number of qualifying children.
For tax year 2024 (filed in 2025), the highest EITC is roughly:
$600 with no children
$3,995 with one child
$6,604 with three or more children
To qualify:
You must have earned income under specified limits (about $63,398 for married couples with three children)
You must have a valid Social Security Number
You cannot file “married filing separately”
Even if you owe no tax, the EITC is refundable, so it can lead to a direct refund check.
2. Child Tax Credit (CTC)
The Child Tax Credit is another significant tax benefit for families with children under age 17. For tax year 2024:
The highest CTC per child is projected to stay at $2,000
As much as $1,600 of that figure is returnable under the Additional Child Tax Credit (ACTC)
So if you have two kids, you might receive up to $4,000, with much of it returnable.
Lawmakers are also considering increased CTC benefits, which would increase the amount of the credit in 2025, but that’s still subject to approval.
Could You Actually Receive $6,600?
Yes — if you qualify for both the CTC and the EITC, and particularly if you have more than one child, your overall tax credit refund may equal or exceed $6,600.
Here’s a sample case:
Joint filing of married couple
Three qualifying children
Income of around $35,000
They may be eligible for:
~-~$6,604 from the EITC
$6,000 in the CTC (3 x $2,000)
Even when tax is owed, this family may get a big refund, some of which may total around $6,600.
How to Claim the $6,600 Credit

To receive these credits:
File your tax return properly and electronically with direct deposit for the fastest refund
Use IRS Free File if eligible (typically for incomes below $79,000)
Make sure to have the required dependents and income according to the IRS
Use Schedule EIC for Earned Income Credit and Schedule 8812 for Child Tax Credit
You may also want to consult a tax professional or use reputable tax software to ensure you’re claiming everything you’re eligible for.
Final Thoughts
Although there isn’t one “$6,600 credit,” this sum is a fair estimate of what most qualifying families can expect in aggregate from the Earned Income and Child Tax Credits. If you are eligible and file correctly, you may find a significant refund from the IRS this tax season.
FAQs
Q.How can I claim these credits from the IRS?
A.You must file your 2024 tax return (in 2025), include Schedule EIC and Schedule 8812, and provide accurate income and dependent information.
Q.Do I need to owe taxes to get these credits?
A.No, both the EITC and a portion of the CTC are refundable, meaning you can get money back even if you owe no taxes.
Q.Who is eligible for the $6,600 tax benefit?
A.Individuals or families with low to moderate income, especially those with children, may qualify for EITC and CTC, which together can total up to $6,600 or more.
Q.Is there a single $6,600 tax credit from the IRS?
A.No, the $6,600 is not a single credit. It refers to the combined total you may receive from the Earned Income Tax Credit (EITC) and the Child Tax Credit (CTC) if you qualify.