$1400 Stimulus Check Direct Deposits – How Can You Check Eligibility to Receive USD 1400 Stimulus Benefits?

Some of the main components of the United States Rescue Plan Act, as was enacted in March 2021, was the $1,400 stimulus check. As tax seasons come and go, numerous Americans keep asking if they are eligible for any unclaimed monies, given that the majority of payments were made a long time ago. Here’s what you need to know if you are wondering if you continues to be accepted or how to find out if you qualify for the $1,400 stimulus payments.

Who Was Eligible for the $1,400 Stimulus Check?

The $1,400 stimulus payments were intended for individuals and families facing financial difficulties due to the COVID-19 pandemic. Eligibility was based on adjusted gross income (AGI) from either your 2019 or 2020 tax returns, depending on what the IRS had on file at the time.

Here’s a quick breakdown of income limits:

Individuals earning up to $75,000 received the full $1,400.

Married couples who filed jointly and made as much as $150,000 got $2,800 ($1,400 each).

Heads of household who made up to $112,500 also got the full amount.

Families also got an extra $1,400 for each dependent, including adult dependents (like college students or elderly parents).

Payments phased out for those who earned more than these amounts and fell away completely at:

$80,000 for individuals,

$160,000 for couples who file jointly,

$120,000 for heads of household.

How to Check If You’re Still Eligible

If you feel you were eligible but did not qualify for the entire $1,400 stimulus check, there is still hope to get it — but you have to take action. Here’s how you can check your eligibility:

1. Review Your IRS Records
   Begin by logging on to your online IRS account on IRS.gov. There, you can check your “Economic Impact Payment” history to see if the $1,400 payment was mailed to you. If it was mailed but didn’t arrive, you might have to ask for a payment trace.
2. Review Your 2020 and 2021 Tax Returns
   Because the third stimulus payment was so heavily based on 2020 income, you should double-check to see if you filed your 2020 tax return. If your income decreased significantly in 2020 versus 2019, you might have qualified even if you didn’t originally get the payment.

And if you didn’t get the payment at all, you can claim the Recovery Rebate Credit on your 2021 tax return.

3. File a Tax Return if You Haven’t
   If you did not file taxes in 2020 or 2021, the IRS might not have had sufficient information to send your stimulus payment. If that is the case, you can still file a late return and claim the Recovery Rebate Credit, but time is running out. Typically, you need to file within three years of the initial filing deadline.

Final Thoughts

The $1,400 stimulus checks provided the relief that many people needed when things were hard, but nobody received it in all cases. If you feel you were missed or didn’t receive the amount due to you, looking up your IRS records and filing or revising your tax return could prove beneficial for availing benefits. Time should be taken on a priority basis because deadlines are closing in to avail unclaimed stimulus payments. Be sure to seek advice from a tax professional if you’re not clear on your eligibility or how to file properly.

FAQs